Overview

Fast Access to Working Capital — Merchant Cash Advances Tailored for Business Growth.

Merchant Cash Advances (MCAs) provide businesses with quick, flexible funding by leveraging future receivables. Ideal for companies with consistent credit card or debit sales, MCAs offer a streamlined path to working capital without the lengthy approval processes of traditional loans. Funds are delivered quickly and repayments adjust with business performance, making it a practical option for businesses needing agility and speed.

• Quick Approvals – Access working capital in days, not weeks.
• Flexible Repayment – Payments scale with daily or weekly sales revenue.
• No Fixed Collateral – Approval based on cash flow, not assets.
• Streamlined Process – Minimal documentation and easy application process.
• Growth Focused – Perfect for covering inventory, payroll, or expansion needs.
• Alternative Financing – Designed for businesses unable to secure traditional loans.
• Cash Flow Friendly – Repayments fluctuate with revenue, reducing strain during slower periods.

Eligibility Requirements (Document Checklist)

• Business Application – Overview of company, purpose of funds, and contact information.
• Bank Statements – Typically the last 3–6 months of business bank statements.
• Merchant Processing Statements – Credit card or debit sales history for the past 3–6 months.
• Proof of Business Ownership – EIN, Articles of Incorporation, or Operating Agreement.
• Valid Identification – Driver’s license or passport for business owner(s).
• Business License – As applicable for industry and location.
• Voided Check – For the account where funds will be deposited and repayments debited.
• Additional Documents – May include lease agreements, tax returns, or financial projections depending on lender requirements.