About Michael Williams

Michael Williams is a seasoned Mortgage Specialist and proud U.S. Navy veteran with nearly two decades of experience in residential lending. Born in Jamaica and a U.S. resident for over 45 years, Michael brings discipline, integrity, and commitment—values instilled through his military service—into every client relationship. He is widely respected for making the mortgage process transparent and stress-free, guiding borrowers with clarity and care.

Beyond his career, Michael is a devoted father and grandfather of two granddaughters. He enjoys traveling the world, experiencing diverse cultures, staying active through fitness, and cherishing time with his family. His life and work reflect a deep dedication to service, both in uniform and in helping clients achieve their homeownership and investment goals.

Work Experience

With expertise built since 2005, Michael has developed a strong track record across a wide range of loan products:

• Conventional Loans – Tailored mortgage solutions for traditional homebuyers.
• FHA Loans – Helping clients access flexible government-backed financing.
• Non-QM Loans – Structuring loans for non-traditional borrowers and unique circumstances.
• DSCR Loans – Supporting investors with income-based property financing.
• VA Loans (Specialization) – Dedicated expertise in serving veterans and military families.

Michael is known for his professionalism, attention to detail, and commitment to personalized service, earning the trust of both clients and industry peers throughout his career.